© All rights reserved. The Genesis Group Ltd. 2004.                   Privacy policy   |  Terms of use  Disclaimer
VISITING OUR WEBSITE
You can browse our website without telling us any personal information. You also may be able to set your browser to reject cookies. If you do that, the website may be less functional for you. There are times when you may choose to give us personal information about you. For example, you may ask that a Target Services  representative call you, request information regarding your account, or instruct us to perform a  transaction . We need certain information from you so we can respond to your request. We need information from you to authenticate you and protect your privacy.
INFORMATION WE COLLECT
We collect Personal Information that you voluntarily give us, and Site Visitorship Data on this website.

HOW WE USE INFORMATION
We use Personal Information collected on this website in several ways: to respond to your request for a call, referral, or quote; to process transactions you request; to tell you about products or services we offer; and to authenticate registered customers. We use Site Visitorship Data to develop, manage, and improve the website.  We may use that information to: manage the website; help resolve problems;  analyze use of the site; tell you about products or services we offer.

SITE VISITORSHIP DATA
Site Visitorship Data is data about the way a website is used that is not associated with an individual’s identity. We collect this information to analyze how our site is used and to improve it. The kind of information we collect includes:  the pages visited on our site; the features used; how long a visitor stays; the domain name of the site from which visitors connect to our site
DISCLOSURE OF INFORMATION
We may disclose information collected on this site to the appropriate department so they can respond to your request ; Independent legal counsel in the course of pursuing legal avenues necessary to collect a debt; third parties as permitted or required by law, for example: regulators, Credit Bureaus and law enforcement authorities when necessary.

CHILDREN'S  PRIVACY ONLINE
This website is not directed toward children. We do not knowingly collect or post information from children under the age of 18. You can learn more about children’s privacy and the Children’s Online Privacy Protection Act (COPPA) at the Federal Trade Commission’s website.

PERSONAL INFORMATION
We collect Personal Information that you give us, for example, to request a call from a Target Services representative, register for a service on this website, or instruct us to perform a transaction. This information commonly includes your name, address, email address, telephone number, and, if applicable, your account number. Our website has security safeguards that are designed to protect the security of any personal information that you decide to give us via the Internet.
EFFECTIVE DATE
This privacy statement is effective as of July 2006. We reserve the right to change this statement. If we change it, we will post the current privacy statement on this page. Any changes to this statement will be effective as of the day they are posted.
YOUR PRIVACY  WHEN VISITING OUR WEBSITE